Call reports 2026
FIRST STATE BANK OF RANSOM, THE — 2026
What FIRST STATE BANK OF RANSOM, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 48,770,000 | 48,928,000 |
| Total loans | 20,555,000 | 22,771,000 |
| Allowance for loan losses | 436,000 | 429,000 |
| Securities available for sale | 22,297,000 | 21,664,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 39,733,000 | 39,935,000 |
| Interest-bearing deposits | 30,871,000 | 32,159,000 |
| Noninterest-bearing deposits | 8,862,000 | 7,776,000 |
| Equity capital | 8,708,000 | 8,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 468,000 | 966,000 |
| Interest expense | 170,000 | 341,000 |
| Net interest income | 298,000 | 625,000 |
| Noninterest income | 35,000 | 67,000 |
| Noninterest expense | 228,000 | 448,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 104,000 | 251,000 |
| Income tax | 0 | -38,000 |
| Net income | 104,000 | 289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 9,868,000 | 9,963,000 |
| Total capital | 10,224,000 | 10,343,000 |
| Risk-weighted assets | 28,413,000 | 30,405,000 |