Call reports 2025
FIRST STATE BANK OF RANSOM, THE — 2025
What FIRST STATE BANK OF RANSOM, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 48,219,000 | 48,452,000 | 48,889,000 | 47,993,000 |
| Total loans | 18,395,000 | 21,857,000 | 20,700,000 | 20,660,000 |
| Allowance for loan losses | 396,000 | 425,000 | 437,000 | 437,000 |
| Securities available for sale | 23,518,000 | 23,011,000 | 23,014,000 | 22,303,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,774,000 | 39,900,000 | 39,973,000 | 39,020,000 |
| Interest-bearing deposits | 31,712,000 | 32,666,000 | 32,242,000 | 30,535,000 |
| Noninterest-bearing deposits | 8,062,000 | 7,234,000 | 7,731,000 | 8,485,000 |
| Equity capital | 8,186,000 | 8,319,000 | 8,628,000 | 8,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 451,000 | 937,000 | 1,431,000 | 1,912,000 |
| Interest expense | 172,000 | 354,000 | 539,000 | 720,000 |
| Net interest income | 279,000 | 583,000 | 892,000 | 1,192,000 |
| Noninterest income | 38,000 | 72,000 | 108,000 | 145,000 |
| Noninterest expense | 223,000 | 440,000 | 665,000 | 958,000 |
| Provision for loan losses | 0 | 29,000 | 39,000 | 39,000 |
| Pretax income | 96,000 | 187,000 | 301,000 | 365,000 |
| Income tax | 10,000 | 24,000 | 44,000 | 52,000 |
| Net income | 86,000 | 163,000 | 257,000 | 313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,890,000 | 9,967,000 | 9,836,000 | 9,849,000 |
| Total capital | 10,226,000 | 10,339,000 | 10,196,000 | 10,204,000 |
| Risk-weighted assets | 26,800,000 | 29,721,000 | 28,705,000 | 28,304,000 |