Call reports 2024
FIRST STATE BANK OF RANSOM, THE — 2024
What FIRST STATE BANK OF RANSOM, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 48,902,000 | 46,281,000 | 47,477,000 | 46,578,000 |
| Total loans | 17,529,000 | 18,598,000 | 18,116,000 | 17,925,000 |
| Allowance for loan losses | 381,000 | 398,000 | 393,000 | 395,000 |
| Securities available for sale | 24,415,000 | 24,174,000 | 24,143,000 | 23,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,764,000 | 38,156,000 | 38,634,000 | 38,489,000 |
| Interest-bearing deposits | 31,090,000 | 30,922,000 | 32,052,000 | 30,861,000 |
| Noninterest-bearing deposits | 9,674,000 | 7,234,000 | 6,582,000 | 7,628,000 |
| Equity capital | 7,834,000 | 7,894,000 | 8,553,000 | 7,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 479,000 | 926,000 | 1,374,000 | 1,833,000 |
| Interest expense | 207,000 | 400,000 | 601,000 | 800,000 |
| Net interest income | 272,000 | 526,000 | 773,000 | 1,033,000 |
| Noninterest income | 36,000 | 71,000 | 106,000 | 142,000 |
| Noninterest expense | 199,000 | 415,000 | 628,000 | 871,000 |
| Provision for loan losses | 0 | 13,000 | 13,000 | 13,000 |
| Pretax income | 110,000 | 172,000 | 247,000 | 305,000 |
| Income tax | 12,000 | 17,000 | 23,000 | 30,000 |
| Net income | 98,000 | 155,000 | 224,000 | 275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,927,000 | 9,984,000 | 10,053,000 | 9,804,000 |
| Total capital | 10,255,000 | 10,322,000 | 10,385,000 | 10,133,000 |
| Risk-weighted assets | 26,198,000 | 27,008,000 | 26,501,000 | 26,266,000 |