Call reports 2023
FIRST STATE BANK OF RANSOM, THE — 2023
What FIRST STATE BANK OF RANSOM, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 46,621,000 | 47,094,000 | 47,682,000 | 49,108,000 |
| Total loans | 16,056,000 | 17,660,000 | 18,747,000 | 17,172,000 |
| Allowance for loan losses | 361,000 | 366,000 | 370,000 | 379,000 |
| Securities available for sale | 27,284,000 | 25,349,000 | 24,197,000 | 24,635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,704,000 | 39,300,000 | 40,115,000 | 40,948,000 |
| Interest-bearing deposits | 29,396,000 | 30,717,000 | 31,745,000 | 31,809,000 |
| Noninterest-bearing deposits | 9,308,000 | 8,583,000 | 8,370,000 | 9,139,000 |
| Equity capital | 7,735,000 | 7,611,000 | 7,298,000 | 7,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 361,000 | 740,000 | 1,173,000 | 1,630,000 |
| Interest expense | 85,000 | 215,000 | 401,000 | 596,000 |
| Net interest income | 276,000 | 525,000 | 772,000 | 1,034,000 |
| Noninterest income | 35,000 | 69,000 | 118,000 | 153,000 |
| Noninterest expense | 210,000 | 422,000 | 633,000 | 887,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 87,000 | 122,000 | 212,000 | 241,000 |
| Income tax | 6,000 | 7,000 | 10,000 | 10,000 |
| Net income | 81,000 | 115,000 | 202,000 | 231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,880,000 | 9,913,000 | 10,000,000 | 9,829,000 |
| Total capital | 10,190,000 | 10,241,000 | 10,344,000 | 10,158,000 |
| Risk-weighted assets | 24,749,000 | 26,182,000 | 27,464,000 | 26,310,000 |