Call reports 2022
FIRST STATE BANK OF RANSOM, THE — 2022
What FIRST STATE BANK OF RANSOM, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 51,692,000 | 49,406,000 | 46,706,000 | 48,521,000 |
| Total loans | 12,424,000 | 15,254,000 | 14,194,000 | 16,770,000 |
| Allowance for loan losses | 357,000 | 358,000 | 364,000 | 367,000 |
| Securities available for sale | 31,807,000 | 30,202,000 | 28,366,000 | 28,206,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,636,000 | 40,711,000 | 39,081,000 | 39,789,000 |
| Interest-bearing deposits | 31,933,000 | 30,703,000 | 29,979,000 | 28,346,000 |
| Noninterest-bearing deposits | 10,703,000 | 10,008,000 | 9,102,000 | 11,443,000 |
| Equity capital | 8,896,000 | 7,731,000 | 7,473,000 | 7,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 306,000 | 631,000 | 967,000 | 1,316,000 |
| Interest expense | 24,000 | 52,000 | 87,000 | 140,000 |
| Net interest income | 282,000 | 579,000 | 880,000 | 1,176,000 |
| Noninterest income | 39,000 | 83,000 | 118,000 | 161,000 |
| Noninterest expense | 211,000 | 431,000 | 654,000 | 956,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 110,000 | 233,000 | 353,000 | 392,000 |
| Income tax | 15,000 | 29,000 | 39,000 | 35,000 |
| Net income | 95,000 | 204,000 | 314,000 | 357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,887,000 | 9,996,000 | 10,105,000 | 9,798,000 |
| Total capital | 10,181,000 | 10,313,000 | 10,410,000 | 10,120,000 |
| Risk-weighted assets | 23,485,000 | 25,305,000 | 24,325,000 | 25,746,000 |