Call reports 2021
FIRST STATE BANK OF RANSOM, THE — 2021
What FIRST STATE BANK OF RANSOM, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 51,537,000 | 49,269,000 | 47,882,000 | 49,156,000 |
| Total loans | 15,668,000 | 14,763,000 | 13,603,000 | 14,240,000 |
| Allowance for loan losses | 387,000 | 387,000 | 387,000 | 355,000 |
| Securities available for sale | 28,586,000 | 28,734,000 | 28,899,000 | 28,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,847,000 | 38,443,000 | 36,970,000 | 38,858,000 |
| Interest-bearing deposits | 30,820,000 | 30,416,000 | 29,020,000 | 29,708,000 |
| Noninterest-bearing deposits | 10,027,000 | 8,027,000 | 7,950,000 | 9,150,000 |
| Equity capital | 10,315,000 | 10,454,000 | 10,550,000 | 10,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 400,000 | 754,000 | 1,047,000 | 1,345,000 |
| Interest expense | 31,000 | 61,000 | 90,000 | 117,000 |
| Net interest income | 369,000 | 693,000 | 957,000 | 1,228,000 |
| Noninterest income | 35,000 | 70,000 | 102,000 | 139,000 |
| Noninterest expense | 206,000 | 411,000 | 674,000 | 949,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 197,000 | 356,000 | 455,000 | 490,000 |
| Income tax | 38,000 | 60,000 | 64,000 | 66,000 |
| Net income | 159,000 | 296,000 | 391,000 | 424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,876,000 | 10,013,000 | 10,109,000 | 9,792,000 |
| Total capital | 10,158,000 | 10,297,000 | 10,397,000 | 10,088,000 |
| Risk-weighted assets | 22,466,000 | 22,582,000 | 22,948,000 | 23,646,000 |