Call reports 2020
FIRST STATE BANK OF RANSOM, THE — 2020
What FIRST STATE BANK OF RANSOM, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 42,026,000 | 46,838,000 | 46,136,000 | 47,821,000 |
| Total loans | 14,094,000 | 15,145,000 | 15,475,000 | 15,533,000 |
| Allowance for loan losses | 389,000 | 390,000 | 390,000 | 391,000 |
| Securities available for sale | 22,017,000 | 24,911,000 | 25,464,000 | 25,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,009,000 | 35,907,000 | 35,001,000 | 36,992,000 |
| Interest-bearing deposits | 25,582,000 | 29,659,000 | 28,916,000 | 28,363,000 |
| Noninterest-bearing deposits | 6,427,000 | 6,248,000 | 6,085,000 | 8,629,000 |
| Equity capital | 9,735,000 | 10,491,000 | 10,689,000 | 10,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 344,000 | 664,000 | 1,007,000 | 1,318,000 |
| Interest expense | 50,000 | 93,000 | 129,000 | 163,000 |
| Net interest income | 294,000 | 571,000 | 878,000 | 1,155,000 |
| Noninterest income | 46,000 | 78,000 | 113,000 | 148,000 |
| Noninterest expense | 203,000 | 396,000 | 587,000 | 846,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 192,000 | 307,000 | 459,000 | 515,000 |
| Income tax | 21,000 | 37,000 | 62,000 | 62,000 |
| Net income | 171,000 | 270,000 | 397,000 | 453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,786,000 | 9,885,000 | 10,012,000 | 9,717,000 |
| Total capital | 10,048,000 | 10,169,000 | 10,293,000 | 10,003,000 |
| Risk-weighted assets | 20,870,000 | 22,612,000 | 22,349,000 | 22,808,000 |