Call reports 2019
FIRST STATE BANK OF RANSOM, THE — 2019
What FIRST STATE BANK OF RANSOM, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 42,545,000 | 42,243,000 | 41,008,000 | 40,286,000 |
| Total loans | 16,527,000 | 17,108,000 | 16,868,000 | 16,352,000 |
| Allowance for loan losses | 362,000 | 389,000 | 389,000 | 389,000 |
| Securities available for sale | 20,445,000 | 20,126,000 | 20,000,000 | 19,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,899,000 | 32,073,000 | 30,537,000 | 30,007,000 |
| Interest-bearing deposits | 27,016,000 | 26,409,000 | 25,227,000 | 24,255,000 |
| Noninterest-bearing deposits | 5,883,000 | 5,664,000 | 5,310,000 | 5,752,000 |
| Equity capital | 9,447,000 | 9,888,000 | 10,119,000 | 9,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 381,000 | 763,000 | 1,132,000 | 1,493,000 |
| Interest expense | 59,000 | 119,000 | 180,000 | 236,000 |
| Net interest income | 322,000 | 644,000 | 952,000 | 1,257,000 |
| Noninterest income | 39,000 | 76,000 | 184,000 | 219,000 |
| Noninterest expense | 201,000 | 400,000 | 603,000 | 847,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 148,000 | 308,000 | 528,000 | 624,000 |
| Income tax | 23,000 | 48,000 | 88,000 | 99,000 |
| Net income | 125,000 | 260,000 | 440,000 | 525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,564,000 | 9,699,000 | 9,879,000 | 9,614,000 |
| Total capital | 9,844,000 | 9,985,000 | 10,160,000 | 9,890,000 |
| Risk-weighted assets | 22,357,000 | 22,763,000 | 22,409,000 | 21,937,000 |