Call reports 2018
FIRST STATE BANK OF RANSOM, THE — 2018
What FIRST STATE BANK OF RANSOM, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 43,172,000 | 42,586,000 | 42,411,000 | 43,852,000 |
| Total loans | 17,020,000 | 18,002,000 | 18,273,000 | 18,898,000 |
| Allowance for loan losses | 520,000 | 612,000 | 362,000 | 362,000 |
| Securities available for sale | 21,522,000 | 21,425,000 | 20,289,000 | 20,284,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,816,000 | 33,269,000 | 33,024,000 | 34,549,000 |
| Interest-bearing deposits | 27,105,000 | 27,388,000 | 27,044,000 | 27,208,000 |
| Noninterest-bearing deposits | 6,711,000 | 5,881,000 | 5,980,000 | 7,341,000 |
| Equity capital | 9,183,000 | 9,141,000 | 9,201,000 | 9,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 344,000 | 700,000 | 1,072,000 | 1,451,000 |
| Interest expense | 34,000 | 72,000 | 117,000 | 168,000 |
| Net interest income | 310,000 | 628,000 | 955,000 | 1,283,000 |
| Noninterest income | 40,000 | 2,000 | 36,000 | 69,000 |
| Noninterest expense | 203,000 | 400,000 | 598,000 | 865,000 |
| Provision for loan losses | 0 | 90,000 | 90,000 | 90,000 |
| Pretax income | 147,000 | 138,000 | 298,000 | 392,000 |
| Income tax | 21,000 | 32,000 | 50,000 | 61,000 |
| Net income | 126,000 | 106,000 | 248,000 | 331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,559,000 | 9,539,000 | 9,681,000 | 9,439,000 |
| Total capital | 9,857,000 | 9,843,000 | 9,984,000 | 9,748,000 |
| Risk-weighted assets | 23,644,000 | 24,011,000 | 24,214,000 | 24,663,000 |