Call reports 2017
FIRST STATE BANK OF RANSOM, THE — 2017
What FIRST STATE BANK OF RANSOM, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 46,164,000 | 46,206,000 | 43,866,000 | 44,165,000 |
| Total loans | 17,666,000 | 18,223,000 | 18,164,000 | 17,845,000 |
| Allowance for loan losses | 565,000 | 436,000 | 437,000 | 519,000 |
| Securities available for sale | 22,332,000 | 23,527,000 | 21,372,000 | 20,579,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,464,000 | 36,231,000 | 33,817,000 | 34,714,000 |
| Interest-bearing deposits | 29,535,000 | 29,678,000 | 28,195,000 | 27,048,000 |
| Noninterest-bearing deposits | 6,929,000 | 6,553,000 | 5,622,000 | 7,666,000 |
| Equity capital | 9,495,000 | 9,803,000 | 9,876,000 | 9,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 345,000 | 696,000 | 1,055,000 | 1,384,000 |
| Interest expense | 24,000 | 50,000 | 80,000 | 111,000 |
| Net interest income | 321,000 | 646,000 | 975,000 | 1,273,000 |
| Noninterest income | 40,000 | 75,000 | 110,000 | 142,000 |
| Noninterest expense | 204,000 | 410,000 | 600,000 | 954,000 |
| Provision for loan losses | 0 | 0 | 0 | 80,000 |
| Pretax income | 157,000 | 311,000 | 491,000 | 390,000 |
| Income tax | 31,000 | 30,000 | 105,000 | 119,000 |
| Net income | 126,000 | 281,000 | 386,000 | 271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,588,000 | 9,742,000 | 9,847,000 | 9,432,000 |
| Total capital | 9,898,000 | 10,057,000 | 10,158,000 | 9,738,000 |
| Risk-weighted assets | 24,530,000 | 25,042,000 | 24,801,000 | 24,306,000 |