Call reports 2015
FIRST STATE BANK OF RANSOM, THE — 2015
What FIRST STATE BANK OF RANSOM, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 47,717,000 | 47,840,000 | 46,136,000 | 46,627,000 |
| Total loans | 16,478,000 | 17,767,000 | 17,825,000 | 17,777,000 |
| Allowance for loan losses | 409,000 | 408,000 | 408,000 | 407,000 |
| Securities available for sale | 27,729,000 | 25,747,000 | 24,031,000 | 23,232,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,964,000 | 38,180,000 | 36,233,000 | 36,859,000 |
| Interest-bearing deposits | 30,875,000 | 30,013,000 | 28,681,000 | 27,876,000 |
| Noninterest-bearing deposits | 7,089,000 | 8,167,000 | 7,552,000 | 8,983,000 |
| Equity capital | 9,485,000 | 9,488,000 | 9,716,000 | 9,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 345,000 | 689,000 | 1,054,000 | 1,407,000 |
| Interest expense | 21,000 | 42,000 | 63,000 | 84,000 |
| Net interest income | 324,000 | 647,000 | 991,000 | 1,323,000 |
| Noninterest income | 47,000 | 89,000 | 134,000 | 178,000 |
| Noninterest expense | 175,000 | 354,000 | 542,000 | 802,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 197,000 | 389,000 | 595,000 | 711,000 |
| Income tax | 41,000 | 80,000 | 122,000 | 145,000 |
| Net income | 156,000 | 309,000 | 473,000 | 566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,301,000 | 9,453,000 | 9,617,000 | 9,411,000 |
| Total capital | 9,591,000 | 9,757,000 | 9,926,000 | 9,720,000 |
| Risk-weighted assets | 23,116,000 | 24,225,000 | 24,606,000 | 24,633,000 |