Call reports 2014
FIRST STATE BANK OF RANSOM, THE — 2014
What FIRST STATE BANK OF RANSOM, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 48,209,000 | 47,166,000 | 46,456,000 | 47,119,000 |
| Total loans | 17,288,000 | 16,938,000 | 17,396,000 | 17,137,000 |
| Allowance for loan losses | 408,000 | 412,000 | 410,000 | 408,000 |
| Securities available for sale | 26,057,000 | 25,956,000 | 25,271,000 | 25,712,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,136,000 | 37,784,000 | 36,890,000 | 37,117,000 |
| Interest-bearing deposits | 32,156,000 | 30,962,000 | 30,802,000 | 30,654,000 |
| Noninterest-bearing deposits | 6,980,000 | 6,822,000 | 6,088,000 | 6,463,000 |
| Equity capital | 8,912,000 | 9,199,000 | 9,366,000 | 9,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 352,000 | 702,000 | 1,059,000 | 1,412,000 |
| Interest expense | 23,000 | 45,000 | 67,000 | 88,000 |
| Net interest income | 329,000 | 657,000 | 992,000 | 1,324,000 |
| Noninterest income | 38,000 | 74,000 | 113,000 | 152,000 |
| Noninterest expense | 181,000 | 356,000 | 539,000 | 782,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 187,000 | 377,000 | 568,000 | 703,000 |
| Income tax | 38,000 | 78,000 | 121,000 | 148,000 |
| Net income | 149,000 | 299,000 | 447,000 | 555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,988,000 | 9,139,000 | 9,287,000 | 9,144,000 |
| Total capital | 9,290,000 | 9,435,000 | 9,589,000 | 9,444,000 |
| Risk-weighted assets | 24,017,000 | 23,557,000 | 24,083,000 | 23,909,000 |