Call reports 2013
FIRST STATE BANK OF RANSOM, THE — 2013
What FIRST STATE BANK OF RANSOM, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 49,743,000 | 47,051,000 | 46,270,000 | 46,606,000 |
| Total loans | 16,522,000 | 18,442,000 | 16,142,000 | 17,763,000 |
| Allowance for loan losses | 415,000 | 416,000 | 417,000 | 412,000 |
| Securities available for sale | 27,200,000 | 25,009,000 | 25,555,000 | 24,835,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,467,000 | 37,229,000 | 37,308,000 | 37,776,000 |
| Interest-bearing deposits | 33,530,000 | 31,456,000 | 31,002,000 | 31,184,000 |
| Noninterest-bearing deposits | 6,937,000 | 5,773,000 | 6,306,000 | 6,592,000 |
| Equity capital | 8,981,000 | 8,794,000 | 8,797,000 | 8,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 325,000 | 640,000 | 974,000 | 1,322,000 |
| Interest expense | 30,000 | 55,000 | 80,000 | 102,000 |
| Net interest income | 295,000 | 585,000 | 894,000 | 1,220,000 |
| Noninterest income | 33,000 | 62,000 | 92,000 | 123,000 |
| Noninterest expense | 174,000 | 346,000 | 554,000 | 806,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 154,000 | 310,000 | 464,000 | 583,000 |
| Income tax | 35,000 | 70,000 | 102,000 | 128,000 |
| Net income | 119,000 | 240,000 | 362,000 | 455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,703,000 | 8,824,000 | 8,946,000 | 8,840,000 |
| Total capital | 8,997,000 | 9,133,000 | 9,232,000 | 9,144,000 |
| Risk-weighted assets | 23,391,000 | 24,647,000 | 22,772,000 | 24,205,000 |