Call reports 2012
FIRST STATE BANK OF RANSOM, THE — 2012
What FIRST STATE BANK OF RANSOM, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 45,635,000 | 47,199,000 | 47,100,000 | 46,605,000 |
| Total loans | 14,399,000 | 16,301,000 | 16,697,000 | 16,891,000 |
| Allowance for loan losses | 413,000 | 413,000 | 414,000 | 414,000 |
| Securities available for sale | 27,393,000 | 25,508,000 | 26,543,000 | 24,437,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,627,000 | 37,914,000 | 37,483,000 | 37,367,000 |
| Interest-bearing deposits | 30,041,000 | 31,038,000 | 31,173,000 | 31,230,000 |
| Noninterest-bearing deposits | 6,586,000 | 6,876,000 | 6,310,000 | 6,137,000 |
| Equity capital | 8,740,000 | 8,951,000 | 9,188,000 | 8,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 367,000 | 730,000 | 1,098,000 | 1,455,000 |
| Interest expense | 42,000 | 77,000 | 111,000 | 142,000 |
| Net interest income | 325,000 | 653,000 | 987,000 | 1,313,000 |
| Noninterest income | 45,000 | 80,000 | 115,000 | 78,000 |
| Noninterest expense | 172,000 | 334,000 | 499,000 | 759,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 198,000 | 399,000 | 603,000 | 632,000 |
| Income tax | 54,000 | 113,000 | 173,000 | 159,000 |
| Net income | 144,000 | 286,000 | 430,000 | 473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,506,000 | 8,648,000 | 8,792,000 | 8,584,000 |
| Total capital | 8,775,000 | 8,939,000 | 9,087,000 | 8,874,000 |
| Risk-weighted assets | 21,357,000 | 23,156,000 | 23,474,000 | 23,053,000 |