Call reports 2011
FIRST STATE BANK OF RANSOM, THE — 2011
What FIRST STATE BANK OF RANSOM, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 42,446,000 | 44,095,000 | 43,855,000 | 43,715,000 |
| Total loans | 14,585,000 | 18,033,000 | 18,834,000 | 16,505,000 |
| Allowance for loan losses | 422,000 | 423,000 | 423,000 | 412,000 |
| Securities available for sale | 23,510,000 | 23,370,000 | 22,069,000 | 21,777,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,744,000 | 34,195,000 | 34,623,000 | 34,748,000 |
| Interest-bearing deposits | 28,799,000 | 29,183,000 | 29,325,000 | 29,106,000 |
| Noninterest-bearing deposits | 4,945,000 | 5,012,000 | 5,298,000 | 5,642,000 |
| Equity capital | 8,275,000 | 8,465,000 | 8,688,000 | 8,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 357,000 | 742,000 | 1,154,000 | 1,557,000 |
| Interest expense | 72,000 | 139,000 | 197,000 | 245,000 |
| Net interest income | 285,000 | 603,000 | 957,000 | 1,312,000 |
| Noninterest income | 39,000 | 73,000 | 114,000 | 349,000 |
| Noninterest expense | 197,000 | 395,000 | 605,000 | 926,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 127,000 | 281,000 | 466,000 | 735,000 |
| Income tax | 30,000 | 68,000 | 116,000 | 121,000 |
| Net income | 97,000 | 213,000 | 350,000 | 614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,095,000 | 8,211,000 | 8,348,000 | 8,361,000 |
| Total capital | 8,365,000 | 8,518,000 | 8,663,000 | 8,656,000 |
| Risk-weighted assets | 21,449,000 | 24,477,000 | 25,111,000 | 23,519,000 |