Call reports 2010
FIRST STATE BANK OF RANSOM, THE — 2010
What FIRST STATE BANK OF RANSOM, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 38,882,000 | 38,808,000 | 39,709,000 | 41,073,000 |
| Total loans | 13,714,000 | 15,044,000 | 15,367,000 | 13,537,000 |
| Allowance for loan losses | 420,000 | 421,000 | 421,000 | 422,000 |
| Securities available for sale | 20,894,000 | 20,304,000 | 20,168,000 | 21,284,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,149,000 | 30,009,000 | 30,700,000 | 32,513,000 |
| Interest-bearing deposits | 26,053,000 | 26,170,000 | 26,258,000 | 26,690,000 |
| Noninterest-bearing deposits | 4,096,000 | 3,839,000 | 4,442,000 | 5,823,000 |
| Equity capital | 8,237,000 | 8,336,000 | 8,502,000 | 8,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 399,000 | 798,000 | 1,204,000 | 1,590,000 |
| Interest expense | 87,000 | 168,000 | 247,000 | 325,000 |
| Net interest income | 312,000 | 630,000 | 957,000 | 1,265,000 |
| Noninterest income | 39,000 | 73,000 | 107,000 | 143,000 |
| Noninterest expense | 190,000 | 408,000 | 620,000 | 896,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 162,000 | 313,000 | 461,000 | 530,000 |
| Income tax | 45,000 | 89,000 | 129,000 | 138,000 |
| Net income | 117,000 | 224,000 | 332,000 | 392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,973,000 | 8,079,000 | 8,188,000 | 7,998,000 |
| Total capital | 8,223,000 | 8,345,000 | 8,457,000 | 8,253,000 |
| Risk-weighted assets | 19,868,000 | 21,143,000 | 21,402,000 | 20,224,000 |