Call reports 2009
FIRST STATE BANK OF RANSOM, THE — 2009
What FIRST STATE BANK OF RANSOM, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 36,361,000 | 36,815,000 | 37,268,000 | 37,879,000 |
| Total loans | 13,614,000 | 14,326,000 | 14,046,000 | 14,568,000 |
| Allowance for loan losses | 498,000 | 498,000 | 498,000 | 420,000 |
| Securities available for sale | 20,079,000 | 20,524,000 | 20,858,000 | 20,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,711,000 | 27,424,000 | 27,503,000 | 29,267,000 |
| Interest-bearing deposits | 24,051,000 | 24,150,000 | 24,166,000 | 25,019,000 |
| Noninterest-bearing deposits | 3,660,000 | 3,274,000 | 3,337,000 | 4,248,000 |
| Equity capital | 8,119,000 | 8,188,000 | 8,440,000 | 8,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 437,000 | 865,000 | 1,294,000 | 1,715,000 |
| Interest expense | 110,000 | 210,000 | 306,000 | 400,000 |
| Net interest income | 327,000 | 655,000 | 988,000 | 1,315,000 |
| Noninterest income | 41,000 | 75,000 | 109,000 | 143,000 |
| Noninterest expense | 185,000 | 367,000 | 553,000 | 842,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 191,000 | 372,000 | 553,000 | 625,000 |
| Income tax | 55,000 | 110,000 | 158,000 | 167,000 |
| Net income | 136,000 | 262,000 | 395,000 | 458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,834,000 | 7,960,000 | 8,094,000 | 7,856,000 |
| Total capital | 8,076,000 | 8,212,000 | 8,343,000 | 8,111,000 |
| Risk-weighted assets | 19,092,000 | 19,889,000 | 19,707,000 | 20,240,000 |