Call reports 2007
FIRST STATE BANK OF RANSOM, THE — 2007
What FIRST STATE BANK OF RANSOM, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 33,100,000 | 33,553,000 | 34,339,000 | 34,377,000 |
| Total loans | 10,533,000 | 12,671,000 | 11,628,000 | 12,493,000 |
| Allowance for loan losses | 695,000 | 695,000 | 696,000 | 695,000 |
| Securities available for sale | 19,420,000 | 18,977,000 | 20,766,000 | 19,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,233,000 | 24,923,000 | 25,921,000 | 26,384,000 |
| Interest-bearing deposits | 21,979,000 | 21,467,000 | 23,075,000 | 23,019,000 |
| Noninterest-bearing deposits | 3,254,000 | 3,456,000 | 2,846,000 | 3,365,000 |
| Equity capital | 7,701,000 | 7,689,000 | 7,928,000 | 7,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 418,000 | 848,000 | 1,300,000 | 1,765,000 |
| Interest expense | 169,000 | 340,000 | 526,000 | 715,000 |
| Net interest income | 249,000 | 508,000 | 774,000 | 1,050,000 |
| Noninterest income | 34,000 | 65,000 | 94,000 | 123,000 |
| Noninterest expense | 166,000 | 349,000 | 528,000 | 800,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 117,000 | 224,000 | 340,000 | 373,000 |
| Income tax | 33,000 | 62,000 | 95,000 | 98,000 |
| Net income | 84,000 | 162,000 | 245,000 | 275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,783,000 | 7,860,000 | 7,943,000 | 7,673,000 |
| Total capital | 7,988,000 | 8,087,000 | 8,161,000 | 7,897,000 |
| Risk-weighted assets | 15,961,000 | 17,703,000 | 16,994,000 | 17,453,000 |