Call reports 2004
FIRST STATE BANK OF RANSOM, THE — 2004
What FIRST STATE BANK OF RANSOM, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 35,391,000 | 33,720,000 | 33,375,000 | 33,360,000 |
| Total loans | 8,187,000 | 8,807,000 | 9,435,000 | 10,220,000 |
| Allowance for loan losses | 842,000 | 842,000 | 841,000 | 841,000 |
| Securities available for sale | 14,022,000 | 18,443,000 | 19,088,000 | 19,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,748,000 | 26,244,000 | 25,644,000 | 25,823,000 |
| Interest-bearing deposits | 24,605,000 | 23,892,000 | 23,399,000 | 23,234,000 |
| Noninterest-bearing deposits | 3,143,000 | 2,352,000 | 2,245,000 | 2,589,000 |
| Equity capital | 7,513,000 | 7,382,000 | 7,637,000 | 7,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 328,000 | 633,000 | 959,000 | 1,290,000 |
| Interest expense | 89,000 | 171,000 | 258,000 | 355,000 |
| Net interest income | 239,000 | 462,000 | 701,000 | 935,000 |
| Noninterest income | 45,000 | 90,000 | 141,000 | 182,000 |
| Noninterest expense | 148,000 | 282,000 | 441,000 | 677,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 136,000 | 270,000 | 401,000 | 440,000 |
| Income tax | 36,000 | 73,000 | 103,000 | 103,000 |
| Net income | 100,000 | 197,000 | 298,000 | 337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,342,000 | 7,438,000 | 7,540,000 | 7,429,000 |
| Total capital | 7,530,000 | 7,630,000 | 7,737,000 | 7,631,000 |
| Risk-weighted assets | 14,352,000 | 14,686,000 | 15,109,000 | 15,489,000 |