Call reports 2003
FIRST STATE BANK OF RANSOM, THE — 2003
What FIRST STATE BANK OF RANSOM, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 36,044,000 | 34,479,000 | 35,098,000 | 34,886,000 |
| Total loans | 7,800,000 | 9,072,000 | 8,007,000 | 8,594,000 |
| Allowance for loan losses | 840,000 | 841,000 | 841,000 | 841,000 |
| Securities available for sale | 19,067,000 | 19,940,000 | 18,976,000 | 19,061,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,413,000 | 26,659,000 | 27,313,000 | 27,333,000 |
| Interest-bearing deposits | 26,269,000 | 24,779,000 | 25,091,000 | 24,785,000 |
| Noninterest-bearing deposits | 2,144,000 | 1,880,000 | 2,222,000 | 2,548,000 |
| Equity capital | 7,418,000 | 7,573,000 | 7,580,000 | 7,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 399,000 | 810,000 | 1,283,000 | 1,625,000 |
| Interest expense | 149,000 | 282,000 | 399,000 | 504,000 |
| Net interest income | 250,000 | 528,000 | 884,000 | 1,121,000 |
| Noninterest income | 48,000 | 90,000 | 115,000 | 150,000 |
| Noninterest expense | 184,000 | 361,000 | 550,000 | 850,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 114,000 | 257,000 | 449,000 | 421,000 |
| Income tax | 24,000 | 63,000 | 122,000 | 97,000 |
| Net income | 90,000 | 194,000 | 327,000 | 324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,145,000 | 7,249,000 | 7,382,000 | 7,242,000 |
| Total capital | 7,333,000 | 7,446,000 | 7,571,000 | 7,434,000 |
| Risk-weighted assets | 14,426,000 | 15,142,000 | 14,444,000 | 14,737,000 |