Call reports 2002
FIRST STATE BANK OF RANSOM, THE — 2002
What FIRST STATE BANK OF RANSOM, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 34,168,000 | 33,593,000 | 34,384,000 | 33,807,000 |
| Total loans | 9,627,000 | 9,032,000 | 8,529,000 | 8,550,000 |
| Allowance for loan losses | 866,000 | 866,000 | 840,000 | 840,000 |
| Securities available for sale | 17,210,000 | 18,645,000 | 18,611,000 | 19,963,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,087,000 | 26,148,000 | 26,703,000 | 26,164,000 |
| Interest-bearing deposits | 24,816,000 | 23,934,000 | 24,536,000 | 24,325,000 |
| Noninterest-bearing deposits | 2,271,000 | 2,214,000 | 2,167,000 | 1,839,000 |
| Equity capital | 6,907,000 | 7,270,000 | 7,452,000 | 7,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 459,000 | 903,000 | 1,339,000 | 1,764,000 |
| Interest expense | 200,000 | 393,000 | 583,000 | 756,000 |
| Net interest income | 259,000 | 510,000 | 756,000 | 1,008,000 |
| Noninterest income | 42,000 | 90,000 | 128,000 | 176,000 |
| Noninterest expense | 158,000 | 327,000 | 498,000 | 800,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 143,000 | 273,000 | 386,000 | 384,000 |
| Income tax | 38,000 | 70,000 | 92,000 | 74,000 |
| Net income | 105,000 | 203,000 | 294,000 | 310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,000,000 | 7,097,000 | 7,188,000 | 7,055,000 |
| Total capital | 7,205,000 | 7,292,000 | 7,380,000 | 7,246,000 |
| Risk-weighted assets | 15,714,000 | 14,994,000 | 14,740,000 | 14,637,000 |