Call reports 2001
FIRST STATE BANK OF RANSOM, THE — 2001
What FIRST STATE BANK OF RANSOM, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 35,203,000 | 33,590,000 | 34,163,000 | 33,400,000 |
| Total loans | 10,997,000 | 13,295,000 | 12,263,000 | 12,219,000 |
| Allowance for loan losses | 866,000 | 866,000 | 866,000 | 866,000 |
| Securities available for sale | 17,040,000 | 16,323,000 | 14,833,000 | 15,659,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,117,000 | 26,404,000 | 26,714,000 | 26,232,000 |
| Interest-bearing deposits | 25,674,000 | 24,449,000 | 24,599,000 | 24,169,000 |
| Noninterest-bearing deposits | 2,443,000 | 1,955,000 | 2,115,000 | 2,063,000 |
| Equity capital | 6,844,000 | 6,940,000 | 7,163,000 | 6,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 579,000 | 1,148,000 | 1,691,000 | 2,211,000 |
| Interest expense | 317,000 | 610,000 | 874,000 | 1,113,000 |
| Net interest income | 262,000 | 538,000 | 817,000 | 1,098,000 |
| Noninterest income | 56,000 | 99,000 | 150,000 | 193,000 |
| Noninterest expense | 160,000 | 327,000 | 497,000 | 761,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 158,000 | 310,000 | 470,000 | 530,000 |
| Income tax | 36,000 | 75,000 | 112,000 | 131,000 |
| Net income | 122,000 | 235,000 | 358,000 | 399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,755,000 | 6,868,000 | 6,990,000 | 6,894,000 |
| Total capital | 6,970,000 | 7,105,000 | 7,220,000 | 7,121,000 |
| Risk-weighted assets | 16,564,000 | 18,335,000 | 17,789,000 | 17,547,000 |