Call reports 2009
VISION BANK — 2009
What VISION BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 942,276,000 | 878,412,000 | 874,001,000 | 897,911,000 |
| Total loans | 700,226,000 | 686,498,000 | 681,735,000 | 677,018,000 |
| Allowance for loan losses | 29,704,000 | 32,942,000 | 37,886,000 | 44,087,000 |
| Securities available for sale | 112,722,000 | 75,503,000 | 71,805,000 | 67,200,000 |
| Securities held to maturity | 57,623,000 | 55,608,000 | 53,591,000 | 84,621,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 671,957,000 | 706,938,000 | 712,317,000 | 688,677,000 |
| Interest-bearing deposits | 609,877,000 | 637,336,000 | 646,252,000 | 669,769,000 |
| Noninterest-bearing deposits | 62,080,000 | 69,602,000 | 66,065,000 | 18,908,000 |
| Equity capital | 97,143,000 | 109,396,000 | 110,367,000 | 103,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 11,817,000 | 22,224,000 | 32,319,000 | 42,283,000 |
| Interest expense | 4,424,000 | 8,847,000 | 12,943,000 | 16,603,000 |
| Net interest income | 7,393,000 | 13,377,000 | 19,376,000 | 25,680,000 |
| Noninterest income | 1,001,000 | 1,735,000 | 2,032,000 | -2,031,000 |
| Noninterest expense | 6,368,000 | 13,938,000 | 20,879,000 | 28,153,000 |
| Provision for loan losses | 8,500,000 | 18,400,000 | 28,430,000 | 44,430,000 |
| Pretax income | -6,474,000 | -17,226,000 | -27,901,000 | -48,934,000 |
| Income tax | -2,505,000 | -6,651,000 | -10,756,000 | -18,824,000 |
| Net income | -3,969,000 | -10,575,000 | -17,145,000 | -30,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,959,000 | 98,883,000 | 99,842,000 | 94,408,000 |
| Total capital | 95,511,000 | 108,257,000 | 109,222,000 | 103,819,000 |
| Risk-weighted assets | 743,913,000 | 726,473,000 | 721,200,000 | 718,172,000 |
Machine access — free, no API key
Every figure shown here about VISION BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.