Call reports 2008
VISION BANK — 2008
What VISION BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 922,174,000 | 938,433,000 | 876,736,000 | 923,297,000 |
| Total loans | 665,512,000 | 679,813,000 | 684,089,000 | 690,472,000 |
| Allowance for loan losses | 19,450,000 | 20,094,000 | 22,718,000 | 28,590,000 |
| Securities available for sale | 140,033,000 | 120,198,000 | 116,373,000 | 115,798,000 |
| Securities held to maturity | 0 | 24,504,000 | 24,170,000 | 58,159,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 622,569,000 | 628,272,000 | 638,180,000 | 636,403,000 |
| Interest-bearing deposits | 547,660,000 | 547,777,000 | 569,911,000 | 573,265,000 |
| Noninterest-bearing deposits | 74,908,000 | 80,495,000 | 68,270,000 | 63,138,000 |
| Equity capital | 133,897,000 | 145,698,000 | 91,833,000 | 96,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 13,419,000 | 25,879,000 | 38,405,000 | 50,084,000 |
| Interest expense | 6,573,000 | 12,198,000 | 17,797,000 | 23,020,000 |
| Net interest income | 6,846,000 | 13,681,000 | 20,608,000 | 27,064,000 |
| Noninterest income | 1,099,000 | 1,926,000 | 1,984,000 | 2,848,000 |
| Noninterest expense | 6,145,000 | 13,478,000 | 74,828,000 | 82,206,000 |
| Provision for loan losses | 4,800,000 | 16,255,000 | 27,729,000 | 46,963,000 |
| Pretax income | -3,000,000 | -13,888,000 | -79,727,000 | -99,019,000 |
| Income tax | -1,168,000 | -5,354,000 | -9,540,000 | -17,832,000 |
| Net income | -1,832,000 | -8,534,000 | -70,187,000 | -81,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,206,000 | 80,034,000 | 81,868,000 | 85,397,000 |
| Total capital | 75,074,000 | 89,021,000 | 91,148,000 | 94,670,000 |
| Risk-weighted assets | 698,873,000 | 714,096,000 | 728,762,000 | 736,218,000 |
Machine access — free, no API key
Every figure shown here about VISION BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.