Call reports 2001
VISION BANK — 2001
What VISION BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 40,539,000 | 42,941,000 | 39,653,000 | 37,811,000 |
| Total loans | 28,335,000 | 28,023,000 | 26,960,000 | 26,261,000 |
| Allowance for loan losses | 485,000 | 473,000 | 484,000 | 506,000 |
| Securities available for sale | 4,728,000 | 5,379,000 | 6,551,000 | 8,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,537,000 | 39,951,000 | 36,907,000 | 35,310,000 |
| Interest-bearing deposits | 31,542,000 | 33,982,000 | 31,087,000 | 30,309,000 |
| Noninterest-bearing deposits | 5,995,000 | 5,969,000 | 5,820,000 | 5,001,000 |
| Equity capital | 2,868,000 | 2,822,000 | 2,633,000 | 2,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 891,000 | 1,708,000 | 2,506,000 | 3,223,000 |
| Interest expense | 428,000 | 858,000 | 1,261,000 | 1,604,000 |
| Net interest income | 463,000 | 850,000 | 1,245,000 | 1,619,000 |
| Noninterest income | 104,000 | 186,000 | 273,000 | 338,000 |
| Noninterest expense | 395,000 | 780,000 | 1,179,000 | 1,584,000 |
| Provision for loan losses | 185,000 | 310,000 | 630,000 | 800,000 |
| Pretax income | -13,000 | -54,000 | -267,000 | -403,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -13,000 | -54,000 | -267,000 | -403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,793,000 | 2,752,000 | 2,538,000 | 2,403,000 |
| Total capital | 3,149,000 | 3,114,000 | 2,881,000 | 2,727,000 |
| Risk-weighted assets | 28,228,000 | 28,838,000 | 27,210,000 | 25,736,000 |