Call reports 2025
PORT AUSTIN STATE BANK, THE — 2025
What PORT AUSTIN STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 69,029,000 | 67,207,000 | 67,850,000 | 65,894,000 |
| Total loans | 42,694,000 | 44,341,000 | 45,185,000 | 44,291,000 |
| Allowance for loan losses | 311,000 | 311,000 | 322,000 | 323,000 |
| Securities available for sale | 17,487,000 | 16,538,000 | 15,059,000 | 15,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,699,000 | 54,596,000 | 54,946,000 | 53,050,000 |
| Interest-bearing deposits | 39,494,000 | 38,089,000 | 37,204,000 | 37,533,000 |
| Noninterest-bearing deposits | 17,205,000 | 16,507,000 | 17,742,000 | 15,517,000 |
| Equity capital | 11,705,000 | 11,954,000 | 12,198,000 | 12,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 759,000 | 1,542,000 | 2,341,000 | 3,138,000 |
| Interest expense | 153,000 | 302,000 | 447,000 | 581,000 |
| Net interest income | 606,000 | 1,240,000 | 1,894,000 | 2,557,000 |
| Noninterest income | 12,000 | 20,000 | 33,000 | 42,000 |
| Noninterest expense | 326,000 | 676,000 | 1,015,000 | 1,395,000 |
| Provision for loan losses | 0 | 0 | 11,000 | 11,000 |
| Pretax income | 292,000 | 584,000 | 901,000 | 1,193,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 292,000 | 584,000 | 901,000 | 1,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,704,000 | 11,906,000 | 12,131,000 | 12,135,000 |