Call reports 2022
PORT AUSTIN STATE BANK, THE — 2022
What PORT AUSTIN STATE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 72,222,000 | 72,271,000 | 72,706,000 | 70,921,000 |
| Total loans | 39,918,000 | 41,862,000 | 41,713,000 | 42,605,000 |
| Allowance for loan losses | 291,000 | 292,000 | 298,000 | 307,000 |
| Securities available for sale | 21,478,000 | 17,481,000 | 20,425,000 | 20,185,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,797,000 | 61,748,000 | 62,035,000 | 60,555,000 |
| Interest-bearing deposits | 43,351,000 | 42,381,000 | 42,310,000 | 41,037,000 |
| Noninterest-bearing deposits | 18,446,000 | 19,367,000 | 19,725,000 | 19,518,000 |
| Equity capital | 9,846,000 | 9,912,000 | 10,030,000 | 9,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 437,000 | 896,000 | 1,401,000 | 1,934,000 |
| Interest expense | 29,000 | 57,000 | 83,000 | 109,000 |
| Net interest income | 408,000 | 839,000 | 1,318,000 | 1,825,000 |
| Noninterest income | 14,000 | 35,000 | 50,000 | 65,000 |
| Noninterest expense | 274,000 | 563,000 | 832,000 | 1,151,000 |
| Provision for loan losses | 0 | 0 | 6,000 | 15,000 |
| Pretax income | 148,000 | 311,000 | 530,000 | 724,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 148,000 | 311,000 | 530,000 | 724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,287,000 | 10,359,000 | 10,487,000 | 10,492,000 |