Call reports 2020
PORT AUSTIN STATE BANK, THE — 2020
What PORT AUSTIN STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 54,341,000 | 57,340,000 | 61,335,000 | 65,012,000 |
| Total loans | 37,756,000 | 37,727,000 | 36,950,000 | 36,648,000 |
| Allowance for loan losses | 307,000 | 327,000 | 334,000 | 301,000 |
| Securities available for sale | 5,025,000 | 7,073,000 | 7,052,000 | 12,070,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,975,000 | 46,796,000 | 50,675,000 | 54,428,000 |
| Interest-bearing deposits | 33,102,000 | 34,305,000 | 35,272,000 | 38,498,000 |
| Noninterest-bearing deposits | 10,873,000 | 12,491,000 | 15,403,000 | 15,930,000 |
| Equity capital | 9,763,000 | 9,909,000 | 10,003,000 | 10,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 514,000 | 989,000 | 1,493,000 | 1,939,000 |
| Interest expense | 42,000 | 82,000 | 123,000 | 157,000 |
| Net interest income | 472,000 | 907,000 | 1,370,000 | 1,782,000 |
| Noninterest income | 13,000 | 31,000 | 47,000 | 61,000 |
| Noninterest expense | 280,000 | 535,000 | 809,000 | 1,070,000 |
| Provision for loan losses | 15,000 | 28,000 | 28,000 | -12,000 |
| Pretax income | 190,000 | 375,000 | 580,000 | 785,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 190,000 | 375,000 | 580,000 | 785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,743,000 | 9,838,000 | 9,952,000 | 9,967,000 |