Call reports 2019
PORT AUSTIN STATE BANK, THE — 2019
What PORT AUSTIN STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 51,392,000 | 51,171,000 | 52,420,000 | 52,619,000 |
| Total loans | 40,101,000 | 40,701,000 | 39,554,000 | 39,205,000 |
| Allowance for loan losses | 305,000 | 321,000 | 293,000 | 289,000 |
| Securities available for sale | 4,971,000 | 4,971,000 | 4,019,000 | 6,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,283,000 | 40,910,000 | 41,956,000 | 42,370,000 |
| Interest-bearing deposits | 31,053,000 | 30,916,000 | 29,863,000 | 31,372,000 |
| Noninterest-bearing deposits | 10,230,000 | 9,994,000 | 12,093,000 | 10,998,000 |
| Equity capital | 9,383,000 | 9,491,000 | 9,652,000 | 9,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 510,000 | 1,026,000 | 1,559,000 | 2,065,000 |
| Interest expense | 36,000 | 74,000 | 113,000 | 154,000 |
| Net interest income | 474,000 | 952,000 | 1,446,000 | 1,911,000 |
| Noninterest income | 11,000 | 26,000 | 6,000 | 11,000 |
| Noninterest expense | 290,000 | 567,000 | 860,000 | 1,133,000 |
| Provision for loan losses | 15,000 | 30,000 | 5,000 | 0 |
| Pretax income | 180,000 | 381,000 | 587,000 | 789,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 180,000 | 381,000 | 587,000 | 789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,406,000 | 9,516,000 | 9,632,000 | 9,644,000 |
| Total capital | 9,711,000 | 9,837,000 | 9,925,000 | 9,933,000 |
| Risk-weighted assets | 32,893,000 | 33,268,000 | 32,902,000 | 33,081,000 |