Call reports 2018
PORT AUSTIN STATE BANK, THE — 2018
What PORT AUSTIN STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 50,751,000 | 50,944,000 | 51,361,000 | 52,931,000 |
| Total loans | 38,602,000 | 40,109,000 | 40,703,000 | 40,574,000 |
| Allowance for loan losses | 291,000 | 266,000 | 280,000 | 289,000 |
| Securities available for sale | 5,981,000 | 4,981,000 | 3,984,000 | 3,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,011,000 | 41,091,000 | 41,285,000 | 42,909,000 |
| Interest-bearing deposits | 31,546,000 | 30,586,000 | 30,704,000 | 31,835,000 |
| Noninterest-bearing deposits | 9,465,000 | 10,505,000 | 10,581,000 | 11,074,000 |
| Equity capital | 9,076,000 | 9,175,000 | 9,288,000 | 9,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 454,000 | 944,000 | 1,452,000 | 1,968,000 |
| Interest expense | 35,000 | 69,000 | 105,000 | 138,000 |
| Net interest income | 419,000 | 875,000 | 1,347,000 | 1,830,000 |
| Noninterest income | 17,000 | 17,000 | 35,000 | 50,000 |
| Noninterest expense | 271,000 | 532,000 | 813,000 | 1,099,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 55,000 |
| Pretax income | 150,000 | 330,000 | 524,000 | 726,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 150,000 | 330,000 | 524,000 | 726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,087,000 | 9,185,000 | 9,296,000 | 9,317,000 |
| Total capital | 9,378,000 | 9,451,000 | 9,576,000 | 9,606,000 |
| Risk-weighted assets | 32,510,000 | 33,099,000 | 33,668,000 | 33,601,000 |