Call reports 2017
PORT AUSTIN STATE BANK, THE — 2017
What PORT AUSTIN STATE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 51,024,000 | 50,898,000 | 50,499,000 | 51,214,000 |
| Total loans | 37,248,000 | 37,739,000 | 38,695,000 | 39,096,000 |
| Allowance for loan losses | 278,000 | 294,000 | 262,000 | 277,000 |
| Securities available for sale | 6,984,000 | 5,979,000 | 5,979,000 | 5,979,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,485,000 | 41,222,000 | 40,713,000 | 41,512,000 |
| Interest-bearing deposits | 32,985,000 | 31,986,000 | 30,769,000 | 31,937,000 |
| Noninterest-bearing deposits | 8,500,000 | 9,236,000 | 9,944,000 | 9,575,000 |
| Equity capital | 8,840,000 | 8,934,000 | 9,013,000 | 9,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 455,000 | 930,000 | 1,400,000 | 1,869,000 |
| Interest expense | 36,000 | 73,000 | 109,000 | 145,000 |
| Net interest income | 419,000 | 857,000 | 1,291,000 | 1,724,000 |
| Noninterest income | 13,000 | 31,000 | 53,000 | 69,000 |
| Noninterest expense | 268,000 | 536,000 | 815,000 | 1,077,000 |
| Provision for loan losses | 14,000 | 29,000 | 44,000 | 59,000 |
| Pretax income | 150,000 | 323,000 | 485,000 | 657,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 150,000 | 323,000 | 485,000 | 657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,859,000 | 8,934,000 | 9,029,000 | 9,019,000 |
| Total capital | 9,137,000 | 9,228,000 | 9,291,000 | 9,296,000 |
| Risk-weighted assets | 31,832,000 | 32,341,000 | 32,829,000 | 33,072,000 |