Call reports 2016
PORT AUSTIN STATE BANK, THE — 2016
What PORT AUSTIN STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 48,459,000 | 49,280,000 | 51,894,000 | 53,219,000 |
| Total loans | 36,306,000 | 37,309,000 | 37,353,000 | 36,921,000 |
| Allowance for loan losses | 273,000 | 284,000 | 283,000 | 282,000 |
| Securities available for sale | 5,081,000 | 4,071,000 | 4,060,000 | 6,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,071,000 | 39,778,000 | 42,273,000 | 43,730,000 |
| Interest-bearing deposits | 30,547,000 | 30,893,000 | 32,012,000 | 33,785,000 |
| Noninterest-bearing deposits | 8,524,000 | 8,885,000 | 10,261,000 | 9,945,000 |
| Equity capital | 8,674,000 | 8,757,000 | 8,845,000 | 8,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 441,000 | 895,000 | 1,359,000 | 1,820,000 |
| Interest expense | 34,000 | 68,000 | 102,000 | 138,000 |
| Net interest income | 407,000 | 827,000 | 1,257,000 | 1,682,000 |
| Noninterest income | 14,000 | 33,000 | 55,000 | 71,000 |
| Noninterest expense | 242,000 | 511,000 | 782,000 | 1,044,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 64,000 |
| Pretax income | 170,000 | 331,000 | 503,000 | 645,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 170,000 | 331,000 | 503,000 | 645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,663,000 | 8,741,000 | 8,830,000 | 8,791,000 |
| Total capital | 8,936,000 | 9,025,000 | 9,113,000 | 9,073,000 |
| Risk-weighted assets | 30,820,000 | 31,140,000 | 31,962,000 | 31,820,000 |