Call reports 2015
PORT AUSTIN STATE BANK, THE — 2015
What PORT AUSTIN STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 48,741,000 | 47,720,000 | 50,109,000 | 50,156,000 |
| Total loans | 34,226,000 | 35,719,000 | 36,359,000 | 37,096,000 |
| Allowance for loan losses | 280,000 | 262,000 | 266,000 | 275,000 |
| Securities available for sale | 8,637,000 | 7,621,000 | 7,615,000 | 5,577,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,594,000 | 38,481,000 | 40,741,000 | 40,872,000 |
| Interest-bearing deposits | 28,953,000 | 28,875,000 | 31,148,000 | 32,176,000 |
| Noninterest-bearing deposits | 10,641,000 | 9,606,000 | 9,593,000 | 8,696,000 |
| Equity capital | 8,430,000 | 8,490,000 | 8,585,000 | 8,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 420,000 | 853,000 | 1,295,000 | 1,747,000 |
| Interest expense | 38,000 | 73,000 | 107,000 | 140,000 |
| Net interest income | 382,000 | 780,000 | 1,188,000 | 1,607,000 |
| Noninterest income | 16,000 | 35,000 | 59,000 | 73,000 |
| Noninterest expense | 238,000 | 503,000 | 757,000 | 1,019,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 46,000 |
| Pretax income | 151,000 | 294,000 | 463,000 | 615,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 151,000 | 294,000 | 463,000 | 615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,424,000 | 8,485,000 | 8,571,000 | 8,575,000 |
| Total capital | 8,704,000 | 8,747,000 | 8,837,000 | 8,850,000 |
| Risk-weighted assets | 28,762,000 | 29,152,000 | 30,307,000 | 30,645,000 |