Call reports 2014
PORT AUSTIN STATE BANK, THE — 2014
What PORT AUSTIN STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 47,174,000 | 49,274,000 | 50,029,000 | 49,492,000 |
| Total loans | 33,055,000 | 34,057,000 | 34,174,000 | 33,886,000 |
| Allowance for loan losses | 303,000 | 304,000 | 305,000 | 271,000 |
| Securities available for sale | 5,494,000 | 5,498,000 | 6,524,000 | 7,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,214,000 | 40,239,000 | 40,882,000 | 40,425,000 |
| Interest-bearing deposits | 29,945,000 | 30,377,000 | 30,143,000 | 30,697,000 |
| Noninterest-bearing deposits | 8,269,000 | 9,862,000 | 10,739,000 | 9,728,000 |
| Equity capital | 8,228,000 | 8,289,000 | 8,367,000 | 8,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 410,000 | 828,000 | 1,244,000 | 1,678,000 |
| Interest expense | 43,000 | 85,000 | 125,000 | 164,000 |
| Net interest income | 367,000 | 743,000 | 1,119,000 | 1,514,000 |
| Noninterest income | 18,000 | 43,000 | 72,000 | 89,000 |
| Noninterest expense | 240,000 | 500,000 | 745,000 | 1,011,000 |
| Provision for loan losses | 0 | 0 | 0 | 9,000 |
| Pretax income | 145,000 | 286,000 | 446,000 | 583,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 145,000 | 286,000 | 446,000 | 583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,231,000 | 8,289,000 | 8,367,000 | 8,356,000 |
| Total capital | 8,534,000 | 8,593,000 | 8,672,000 | 8,627,000 |
| Risk-weighted assets | 27,785,000 | 28,726,000 | 28,773,000 | 28,246,000 |