Call reports 2013
PORT AUSTIN STATE BANK, THE — 2013
What PORT AUSTIN STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 43,843,000 | 44,548,000 | 45,796,000 | 47,787,000 |
| Total loans | 33,650,000 | 34,251,000 | 33,793,000 | 33,402,000 |
| Allowance for loan losses | 325,000 | 323,000 | 317,000 | 320,000 |
| Securities available for sale | 3,009,000 | 3,484,000 | 2,992,000 | 5,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,603,000 | 35,213,000 | 36,825,000 | 38,908,000 |
| Interest-bearing deposits | 28,164,000 | 28,244,000 | 29,011,000 | 29,888,000 |
| Noninterest-bearing deposits | 6,439,000 | 6,969,000 | 7,814,000 | 9,020,000 |
| Equity capital | 8,023,000 | 8,082,000 | 8,180,000 | 8,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 444,000 | 880,000 | 1,318,000 | 1,740,000 |
| Interest expense | 55,000 | 108,000 | 161,000 | 207,000 |
| Net interest income | 389,000 | 772,000 | 1,157,000 | 1,533,000 |
| Noninterest income | 22,000 | 52,000 | 83,000 | 104,000 |
| Noninterest expense | 241,000 | 490,000 | 735,000 | 1,000,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 170,000 | 334,000 | 505,000 | 637,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 170,000 | 334,000 | 505,000 | 637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,015,000 | 8,096,000 | 8,186,000 | 8,168,000 |
| Total capital | 8,340,000 | 8,419,000 | 8,503,000 | 8,488,000 |
| Risk-weighted assets | 27,673,000 | 28,235,000 | 28,306,000 | 28,155,000 |