Call reports 2012
PORT AUSTIN STATE BANK, THE — 2012
What PORT AUSTIN STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 40,515,000 | 42,296,000 | 42,825,000 | 44,570,000 |
| Total loans | 32,089,000 | 33,627,000 | 33,752,000 | 33,810,000 |
| Allowance for loan losses | 358,000 | 353,000 | 350,000 | 324,000 |
| Securities available for sale | 4,114,000 | 2,041,000 | 2,025,000 | 2,020,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,134,000 | 33,217,000 | 33,599,000 | 35,407,000 |
| Interest-bearing deposits | 27,092,000 | 27,354,000 | 27,382,000 | 28,248,000 |
| Noninterest-bearing deposits | 5,042,000 | 5,863,000 | 6,217,000 | 7,159,000 |
| Equity capital | 7,796,000 | 7,827,000 | 7,940,000 | 7,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 467,000 | 927,000 | 1,392,000 | 1,854,000 |
| Interest expense | 64,000 | 124,000 | 184,000 | 241,000 |
| Net interest income | 403,000 | 803,000 | 1,208,000 | 1,613,000 |
| Noninterest income | 28,000 | 57,000 | 83,000 | 109,000 |
| Noninterest expense | 225,000 | 467,000 | 687,000 | 958,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 206,000 | 393,000 | 604,000 | 764,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 206,000 | 393,000 | 604,000 | 764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,684,000 | 7,787,000 | 7,916,000 | 7,928,000 |
| Total capital | 8,020,000 | 8,140,000 | 8,266,000 | 8,252,000 |
| Risk-weighted assets | 26,858,000 | 28,207,000 | 28,128,000 | 28,168,000 |