Call reports 2011
PORT AUSTIN STATE BANK, THE — 2011
What PORT AUSTIN STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 44,409,000 | 43,145,000 | 41,106,000 | 41,935,000 |
| Total loans | 32,334,000 | 33,121,000 | 32,090,000 | 32,369,000 |
| Allowance for loan losses | 387,000 | 403,000 | 410,000 | 358,000 |
| Securities available for sale | 3,059,000 | 4,114,000 | 4,114,000 | 4,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,446,000 | 35,011,000 | 32,857,000 | 33,694,000 |
| Interest-bearing deposits | 31,446,000 | 30,817,000 | 28,103,000 | 28,449,000 |
| Noninterest-bearing deposits | 5,000,000 | 4,194,000 | 4,754,000 | 5,245,000 |
| Equity capital | 7,380,000 | 7,531,000 | 7,627,000 | 7,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 464,000 | 964,000 | 1,453,000 | 1,930,000 |
| Interest expense | 122,000 | 241,000 | 332,000 | 400,000 |
| Net interest income | 342,000 | 723,000 | 1,121,000 | 1,530,000 |
| Noninterest income | 31,000 | 56,000 | 86,000 | 48,000 |
| Noninterest expense | 201,000 | 422,000 | 665,000 | 905,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | -9,000 |
| Pretax income | 157,000 | 327,000 | 497,000 | 682,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 157,000 | 327,000 | 497,000 | 682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,324,000 | 7,420,000 | 7,515,000 | 7,560,000 |
| Total capital | 7,675,000 | 7,770,000 | 7,851,000 | 7,899,000 |
| Risk-weighted assets | 28,003,000 | 27,976,000 | 26,826,000 | 27,098,000 |