Call reports 2010
PORT AUSTIN STATE BANK, THE — 2010
What PORT AUSTIN STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 40,600,000 | 42,263,000 | 42,811,000 | 43,489,000 |
| Total loans | 31,389,000 | 31,971,000 | 31,876,000 | 31,968,000 |
| Allowance for loan losses | 327,000 | 339,000 | 356,000 | 372,000 |
| Securities available for sale | 3,909,000 | 3,607,000 | 2,597,000 | 1,576,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,889,000 | 34,448,000 | 34,903,000 | 35,564,000 |
| Interest-bearing deposits | 28,496,000 | 30,026,000 | 30,491,000 | 30,812,000 |
| Noninterest-bearing deposits | 3,393,000 | 4,422,000 | 4,412,000 | 4,752,000 |
| Equity capital | 7,127,000 | 7,210,000 | 7,271,000 | 7,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 496,000 | 989,000 | 1,478,000 | 1,955,000 |
| Interest expense | 146,000 | 286,000 | 423,000 | 552,000 |
| Net interest income | 350,000 | 703,000 | 1,055,000 | 1,403,000 |
| Noninterest income | 33,000 | 68,000 | 106,000 | 141,000 |
| Noninterest expense | 230,000 | 453,000 | 691,000 | 922,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 138,000 | 288,000 | 425,000 | 562,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 138,000 | 288,000 | 425,000 | 562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,023,000 | 7,107,000 | 7,178,000 | 7,241,000 |
| Total capital | 7,348,000 | 7,441,000 | 7,515,000 | 7,577,000 |
| Risk-weighted assets | 25,988,000 | 26,706,000 | 26,970,000 | 26,815,000 |