Call reports 2009
PORT AUSTIN STATE BANK, THE — 2009
What PORT AUSTIN STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 39,774,000 | 41,111,000 | 42,440,000 | 41,246,000 |
| Total loans | 31,227,000 | 31,343,000 | 31,760,000 | 31,540,000 |
| Allowance for loan losses | 323,000 | 321,000 | 332,000 | 322,000 |
| Securities available for sale | 5,886,000 | 5,367,000 | 5,367,000 | 5,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,219,000 | 32,487,000 | 33,767,000 | 32,580,000 |
| Interest-bearing deposits | 29,016,000 | 28,641,000 | 29,341,000 | 28,446,000 |
| Noninterest-bearing deposits | 3,203,000 | 3,846,000 | 4,426,000 | 4,134,000 |
| Equity capital | 6,963,000 | 6,988,000 | 7,067,000 | 7,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 514,000 | 1,032,000 | 1,554,000 | 2,080,000 |
| Interest expense | 197,000 | 383,000 | 554,000 | 708,000 |
| Net interest income | 317,000 | 649,000 | 1,000,000 | 1,372,000 |
| Noninterest income | 28,000 | 69,000 | 114,000 | 146,000 |
| Noninterest expense | 230,000 | 479,000 | 715,000 | 939,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 80,000 |
| Pretax income | 100,000 | 209,000 | 354,000 | 499,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 100,000 | 209,000 | 354,000 | 499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,750,000 | 6,793,000 | 6,872,000 | 6,951,000 |
| Total capital | 7,070,000 | 7,114,000 | 7,204,000 | 7,273,000 |
| Risk-weighted assets | 25,564,000 | 25,949,000 | 26,621,000 | 26,045,000 |