Call reports 2008
PORT AUSTIN STATE BANK, THE — 2008
What PORT AUSTIN STATE BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 37,781,000 | 38,003,000 | 40,474,000 | 40,295,000 |
| Total loans | 28,734,000 | 29,658,000 | 30,334,000 | 29,968,000 |
| Allowance for loan losses | 281,000 | 291,000 | 295,000 | 307,000 |
| Securities available for sale | 4,986,000 | 4,285,000 | 5,719,000 | 6,413,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,326,000 | 30,486,000 | 32,967,000 | 32,762,000 |
| Interest-bearing deposits | 26,848,000 | 27,044,000 | 28,489,000 | 29,325,000 |
| Noninterest-bearing deposits | 3,478,000 | 3,442,000 | 4,478,000 | 3,437,000 |
| Equity capital | 6,863,000 | 6,901,000 | 6,865,000 | 6,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 529,000 | 1,042,000 | 1,562,000 | 2,084,000 |
| Interest expense | 227,000 | 443,000 | 655,000 | 870,000 |
| Net interest income | 302,000 | 599,000 | 907,000 | 1,214,000 |
| Noninterest income | 25,000 | 55,000 | 83,000 | 108,000 |
| Noninterest expense | 223,000 | 428,000 | 651,000 | 872,000 |
| Provision for loan losses | 7,000 | 16,000 | 25,000 | 159,000 |
| Pretax income | 97,000 | 210,000 | 314,000 | 291,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 97,000 | 210,000 | 314,000 | 291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,746,000 | 6,785,000 | 6,814,000 | 6,717,000 |
| Total capital | 7,027,000 | 7,076,000 | 7,109,000 | 7,024,000 |
| Risk-weighted assets | 23,179,000 | 24,218,000 | 25,044,000 | 24,948,000 |