Call reports 2007
PORT AUSTIN STATE BANK, THE — 2007
What PORT AUSTIN STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 38,341,000 | 39,003,000 | 39,057,000 | 38,801,000 |
| Total loans | 28,067,000 | 28,919,000 | 28,648,000 | 28,876,000 |
| Allowance for loan losses | 282,000 | 275,000 | 267,000 | 281,000 |
| Securities available for sale | 5,980,000 | 6,465,000 | 5,518,000 | 5,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,271,000 | 31,823,000 | 31,754,000 | 31,441,000 |
| Interest-bearing deposits | 27,583,000 | 27,349,000 | 26,634,000 | 27,219,000 |
| Noninterest-bearing deposits | 3,688,000 | 4,474,000 | 5,120,000 | 4,222,000 |
| Equity capital | 6,473,000 | 6,552,000 | 6,684,000 | 6,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 550,000 | 1,119,000 | 1,687,000 | 2,246,000 |
| Interest expense | 235,000 | 479,000 | 719,000 | 953,000 |
| Net interest income | 315,000 | 640,000 | 968,000 | 1,293,000 |
| Noninterest income | 17,000 | 35,000 | 55,000 | 75,000 |
| Noninterest expense | 203,000 | 385,000 | 587,000 | 807,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 22,000 |
| Pretax income | 126,000 | 284,000 | 427,000 | 539,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 126,000 | 284,000 | 427,000 | 539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,508,000 | 6,600,000 | 6,677,000 | 6,722,000 |
| Total capital | 6,790,000 | 6,875,000 | 6,944,000 | 7,003,000 |
| Risk-weighted assets | 23,187,000 | 23,936,000 | 23,716,000 | 23,911,000 |