Call reports 2006
PORT AUSTIN STATE BANK, THE — 2006
What PORT AUSTIN STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 36,880,000 | 37,398,000 | 38,367,000 | 39,269,000 |
| Total loans | 28,301,000 | 28,709,000 | 28,512,000 | 28,245,000 |
| Allowance for loan losses | 282,000 | 286,000 | 280,000 | 283,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,022,000 | 5,519,000 | 5,517,000 | 6,015,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,004,000 | 30,451,000 | 31,338,000 | 32,228,000 |
| Interest-bearing deposits | 26,105,000 | 26,301,000 | 26,650,000 | 27,872,000 |
| Noninterest-bearing deposits | 3,899,000 | 4,150,000 | 4,688,000 | 4,356,000 |
| Equity capital | 6,246,000 | 6,318,000 | 6,374,000 | 6,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 501,000 | 1,008,000 | 1,543,000 | 2,093,000 |
| Interest expense | 179,000 | 372,000 | 587,000 | 824,000 |
| Net interest income | 322,000 | 636,000 | 956,000 | 1,269,000 |
| Noninterest income | 17,000 | 36,000 | 57,000 | 74,000 |
| Noninterest expense | 202,000 | 396,000 | 615,000 | 802,000 |
| Provision for loan losses | 0 | 0 | 0 | 3,000 |
| Pretax income | 137,000 | 276,000 | 398,000 | 538,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 137,000 | 276,000 | 398,000 | 538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,246,000 | 6,318,000 | 6,374,000 | 6,448,000 |
| Total capital | 6,528,000 | 6,604,000 | 6,654,000 | 6,731,000 |
| Risk-weighted assets | 23,115,000 | 23,403,000 | 23,509,000 | 23,501,000 |