Call reports 2005
PORT AUSTIN STATE BANK, THE — 2005
What PORT AUSTIN STATE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 35,633,000 | 35,858,000 | 37,382,000 | 37,506,000 |
| Total loans | 27,397,000 | 28,534,000 | 28,064,000 | 28,505,000 |
| Allowance for loan losses | 301,000 | 300,000 | 285,000 | 281,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,545,000 | 5,040,000 | 5,532,000 | 6,027,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,978,000 | 29,150,000 | 30,604,000 | 30,713,000 |
| Interest-bearing deposits | 24,673,000 | 24,862,000 | 26,181,000 | 26,249,000 |
| Noninterest-bearing deposits | 4,305,000 | 4,288,000 | 4,423,000 | 4,464,000 |
| Equity capital | 6,036,000 | 6,105,000 | 6,169,000 | 6,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 453,000 | 921,000 | 1,414,000 | 1,915,000 |
| Interest expense | 126,000 | 257,000 | 416,000 | 588,000 |
| Net interest income | 327,000 | 664,000 | 998,000 | 1,327,000 |
| Noninterest income | 17,000 | 38,000 | 58,000 | 77,000 |
| Noninterest expense | 195,000 | 408,000 | 627,000 | 824,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 149,000 | 294,000 | 429,000 | 580,000 |
| Income tax | 49,000 | 98,000 | 143,000 | 262,000 |
| Net income | 100,000 | 196,000 | 286,000 | 318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,036,000 | 6,105,000 | 6,169,000 | 6,174,000 |
| Total capital | 6,313,000 | 6,392,000 | 6,454,000 | 6,455,000 |
| Risk-weighted assets | 22,101,000 | 22,910,000 | 22,970,000 | 23,352,000 |