Call reports 2004
PORT AUSTIN STATE BANK, THE — 2004
What PORT AUSTIN STATE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 32,300,000 | 32,828,000 | 36,202,000 | 36,285,000 |
| Total loans | 24,839,000 | 25,523,000 | 25,534,000 | 26,888,000 |
| Allowance for loan losses | 301,000 | 302,000 | 300,000 | 300,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,303,000 | 3,003,000 | 4,504,000 | 4,521,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,948,000 | 26,419,000 | 29,712,000 | 29,765,000 |
| Interest-bearing deposits | 21,608,000 | 22,101,000 | 25,337,000 | 25,077,000 |
| Noninterest-bearing deposits | 4,340,000 | 4,318,000 | 4,375,000 | 4,688,000 |
| Equity capital | 5,740,000 | 5,818,000 | 5,891,000 | 5,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 402,000 | 817,000 | 1,248,000 | 1,703,000 |
| Interest expense | 87,000 | 177,000 | 288,000 | 412,000 |
| Net interest income | 315,000 | 640,000 | 960,000 | 1,291,000 |
| Noninterest income | 16,000 | 37,000 | 57,000 | 75,000 |
| Noninterest expense | 178,000 | 374,000 | 568,000 | 776,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 153,000 | 303,000 | 449,000 | 590,000 |
| Income tax | 49,000 | 98,000 | 148,000 | 195,000 |
| Net income | 104,000 | 205,000 | 301,000 | 395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,740,000 | 5,818,000 | 5,891,000 | 5,962,000 |
| Total capital | 5,995,000 | 6,078,000 | 6,159,000 | 6,236,000 |
| Risk-weighted assets | 20,346,000 | 20,777,000 | 21,389,000 | 21,911,000 |