Call reports 2002
PORT AUSTIN STATE BANK, THE — 2002
What PORT AUSTIN STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 30,489,000 | 30,701,000 | 32,214,000 | 32,464,000 |
| Total loans | 21,165,000 | 20,995,000 | 20,902,000 | 21,245,000 |
| Allowance for loan losses | 282,000 | 285,000 | 288,000 | 291,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,319,000 | 4,816,000 | 3,812,000 | 3,808,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,146,000 | 25,325,000 | 26,750,000 | 27,012,000 |
| Interest-bearing deposits | 22,152,000 | 22,155,000 | 23,114,000 | 22,622,000 |
| Noninterest-bearing deposits | 2,994,000 | 3,170,000 | 3,636,000 | 4,390,000 |
| Equity capital | 5,214,000 | 5,281,000 | 5,377,000 | 5,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 457,000 | 919,000 | 1,370,000 | 1,806,000 |
| Interest expense | 158,000 | 307,000 | 448,000 | 576,000 |
| Net interest income | 299,000 | 612,000 | 922,000 | 1,230,000 |
| Noninterest income | 14,000 | 31,000 | 50,000 | 66,000 |
| Noninterest expense | 179,000 | 370,000 | 553,000 | 741,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 131,000 | 267,000 | 410,000 | 543,000 |
| Income tax | 43,000 | 87,000 | 134,000 | 180,000 |
| Net income | 88,000 | 180,000 | 276,000 | 363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,214,000 | 5,281,000 | 5,377,000 | 5,398,000 |
| Total capital | 5,443,000 | 5,511,000 | 5,609,000 | 5,633,000 |
| Risk-weighted assets | 18,280,000 | 18,309,000 | 18,473,000 | 18,783,000 |