Call reports 2001
PORT AUSTIN STATE BANK, THE — 2001
What PORT AUSTIN STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 28,834,000 | 29,408,000 | 30,340,000 | 31,679,000 |
| Total loans | 19,317,000 | 20,913,000 | 21,146,000 | 21,110,000 |
| Allowance for loan losses | 262,000 | 264,000 | 271,000 | 279,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,020,000 | 4,893,000 | 4,829,000 | 4,324,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,731,000 | 24,286,000 | 25,119,000 | 26,473,000 |
| Interest-bearing deposits | 21,020,000 | 21,415,000 | 21,799,000 | 22,520,000 |
| Noninterest-bearing deposits | 2,711,000 | 2,871,000 | 3,320,000 | 3,953,000 |
| Equity capital | 4,944,000 | 5,008,000 | 5,108,000 | 5,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 518,000 | 1,027,000 | 1,542,000 | 2,028,000 |
| Interest expense | 211,000 | 415,000 | 619,000 | 803,000 |
| Net interest income | 307,000 | 612,000 | 923,000 | 1,225,000 |
| Noninterest income | 17,000 | 36,000 | 55,000 | 72,000 |
| Noninterest expense | 169,000 | 359,000 | 539,000 | 726,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 152,000 | 283,000 | 430,000 | 559,000 |
| Income tax | 49,000 | 91,000 | 139,000 | 184,000 |
| Net income | 103,000 | 192,000 | 291,000 | 375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,944,000 | 5,008,000 | 5,108,000 | 5,125,000 |
| Total capital | 5,160,000 | 5,233,000 | 5,336,000 | 5,355,000 |
| Risk-weighted assets | 17,309,000 | 17,959,000 | 18,175,000 | 18,380,000 |