Call report 2025Q4
UNITED CITIZENS BANK & TRUST COMPANY — 2025Q4
The 22 measures UNITED CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 219,799,000 | USD | evidence → |
| Total loans | 178,481,000 | USD | evidence → |
| Allowance for loan losses | 1,658,000 | USD | evidence → |
| Securities available for sale | 21,106,000 | USD | evidence → |
| Securities held to maturity | 1,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 193,583,000 | USD | evidence → |
| Interest-bearing deposits | 135,406,000 | USD | evidence → |
| Noninterest-bearing deposits | 58,177,000 | USD | evidence → |
| Equity capital | 20,123,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,916,000 | USD | evidence → |
| Interest expense | 2,982,000 | USD | evidence → |
| Net interest income | 8,934,000 | USD | evidence → |
| Noninterest income | 695,000 | USD | evidence → |
| Noninterest expense | 6,300,000 | USD | evidence → |
| Provision for loan losses | 234,000 | USD | evidence → |
| Pretax income | 3,058,000 | USD | evidence → |
| Income tax | 692,000 | USD | evidence → |
| Net income | 2,366,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,221,000 | USD | evidence → |
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