Call report 2025Q2
UNITED CITIZENS BANK & TRUST COMPANY — 2025Q2
The 22 measures UNITED CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 210,331,000 | USD | evidence → |
| Total loans | 169,951,000 | USD | evidence → |
| Allowance for loan losses | 1,614,000 | USD | evidence → |
| Securities available for sale | 21,216,000 | USD | evidence → |
| Securities held to maturity | 2,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 188,839,000 | USD | evidence → |
| Interest-bearing deposits | 132,498,000 | USD | evidence → |
| Noninterest-bearing deposits | 56,341,000 | USD | evidence → |
| Equity capital | 18,811,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,822,000 | USD | evidence → |
| Interest expense | 1,500,000 | USD | evidence → |
| Net interest income | 4,322,000 | USD | evidence → |
| Noninterest income | 357,000 | USD | evidence → |
| Noninterest expense | 3,067,000 | USD | evidence → |
| Provision for loan losses | 174,000 | USD | evidence → |
| Pretax income | 1,401,000 | USD | evidence → |
| Income tax | 334,000 | USD | evidence → |
| Net income | 1,067,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,397,000 | USD | evidence → |
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