Call reports 2019
UNITED CITIZENS BANK & TRUST COMPANY — 2019
What UNITED CITIZENS BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 111,726,000 | 112,125,000 | 110,227,000 | 111,825,000 |
| Total loans | 72,140,000 | 73,519,000 | 76,138,000 | 75,411,000 |
| Allowance for loan losses | 866,000 | 869,000 | 893,000 | 922,000 |
| Securities available for sale | 15,890,000 | 15,904,000 | 15,588,000 | 15,462,000 |
| Securities held to maturity | 1,406,000 | 1,700,000 | 1,661,000 | 1,659,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,221,000 | 90,518,000 | 88,286,000 | 90,421,000 |
| Interest-bearing deposits | 62,827,000 | 61,425,000 | 60,209,000 | 62,556,000 |
| Noninterest-bearing deposits | 27,394,000 | 29,094,000 | 28,078,000 | 27,865,000 |
| Equity capital | 13,658,000 | 13,980,000 | 14,536,000 | 14,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,183,000 | 2,434,000 | 3,907,000 | 5,176,000 |
| Interest expense | 119,000 | 243,000 | 378,000 | 518,000 |
| Net interest income | 1,064,000 | 2,191,000 | 3,529,000 | 4,658,000 |
| Noninterest income | 132,000 | 274,000 | 421,000 | 569,000 |
| Noninterest expense | 824,000 | 1,618,000 | 2,405,000 | 3,290,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 60,000 |
| Pretax income | 372,000 | 847,000 | 1,515,000 | 1,877,000 |
| Income tax | 68,000 | 155,000 | 283,000 | 349,000 |
| Net income | 304,000 | 692,000 | 1,232,000 | 1,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,766,000 | 13,929,000 | 14,430,000 | 14,306,000 |
| Total capital | 14,615,000 | 14,797,000 | 15,304,000 | 15,186,000 |
| Risk-weighted assets | 67,914,000 | 69,539,000 | 69,905,000 | 70,384,000 |
Machine access — free, no API key
Every figure shown here about UNITED CITIZENS BANK & TRUST COMPANY — 2019 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.