Call reports 2017
UNITED CITIZENS BANK & TRUST COMPANY — 2017
What UNITED CITIZENS BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 108,794,000 | 111,166,000 | 107,567,000 | 111,807,000 |
| Total loans | 64,267,000 | 63,994,000 | 67,628,000 | 69,188,000 |
| Allowance for loan losses | 696,000 | 710,000 | 719,000 | 726,000 |
| Securities available for sale | 15,091,000 | 17,330,000 | 17,195,000 | 16,579,000 |
| Securities held to maturity | 2,264,000 | 2,225,000 | 2,498,000 | 2,496,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,636,000 | 87,831,000 | 84,542,000 | 89,305,000 |
| Interest-bearing deposits | 61,304,000 | 61,642,000 | 60,945,000 | 62,251,000 |
| Noninterest-bearing deposits | 24,332,000 | 26,189,000 | 23,596,000 | 27,054,000 |
| Equity capital | 12,453,000 | 12,700,000 | 12,924,000 | 12,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,001,000 | 2,044,000 | 3,124,000 | 4,236,000 |
| Interest expense | 106,000 | 210,000 | 313,000 | 414,000 |
| Net interest income | 895,000 | 1,834,000 | 2,811,000 | 3,822,000 |
| Noninterest income | 128,000 | 347,000 | 487,000 | 630,000 |
| Noninterest expense | 763,000 | 1,529,000 | 2,294,000 | 3,057,000 |
| Provision for loan losses | 14,000 | 24,000 | 33,000 | 46,000 |
| Pretax income | 246,000 | 628,000 | 971,000 | 1,349,000 |
| Income tax | 66,000 | 150,000 | 247,000 | 356,000 |
| Net income | 180,000 | 478,000 | 724,000 | 993,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,574,000 | 12,697,000 | 12,943,000 | 12,898,000 |
| Total capital | 13,270,000 | 13,407,000 | 13,662,000 | 13,624,000 |
| Risk-weighted assets | 69,623,000 | 71,350,000 | 66,359,000 | 71,023,000 |